• Principal amount N2,500,000.00
  • Interest rate is 20%
  • Maximum period of repayment 30 months.
  • Minimum account opening deposit N2,000.00
  • Qualification 3 months after account opening
  • Counterpart funding 8% of loanable amount
  • Staged disbursements


  • Salary Sponsored
  • Repayment scheduled
  • Confirmed NHF Saving balance to as part security
  • Bank supervision on project to ensure completion.
  • Interest bearing /counterpart funding
  • Annual birthday gift for non default payment for the year
  • Express approval of more requests for loan to complete project where necessary